Terms & Conditions

Last updated: October 1, 2026

Welcome to Finance Native Hub. By accessing or using our website financenativehub.com and related services, you agree to these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or engaging our advisory services, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and any separate advisory agreement you sign with us. If you do not agree, please discontinue use immediately.

2. Description of Services

Finance Native Hub provides fee-only financial planning and wealth management advisory services as a registered investment advisor. The specific services provided to each client are detailed in a written Investment Advisory Agreement signed prior to engagement. Content on this website is for general informational purposes only and does not constitute personalized investment advice.

3. Not Investment Advice

Information on this website — including articles, calculators, illustrations, and examples — is educational and general in nature. It is not tailored to your financial situation, objectives, or risk tolerance. You should not rely on website content as the sole basis for any investment decision. Always consult your personal advisor before making financial decisions.

4. Eligibility

You must be at least 18 years old and a legal resident of the United States to use our services. By using our site, you represent and warrant that you meet these requirements.

5. User Conduct

You agree not to:

6. Intellectual Property

All content on this site — including text, graphics, logos, images, and software — is the property of Finance Native Hub or its licensors and is protected by U.S. copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Third-Party Links & Services

Our site may contain links to third-party websites or integrations (e.g., custodian portals, scheduling tools). We are not responsible for the content, accuracy, or practices of third parties. Your interactions with third parties are solely between you and them.

8. Fees & Payment

All fees for advisory services are outlined in your signed Investment Advisory Agreement and are billed monthly or quarterly in arrears. Website use is free. Newsletter subscriptions are free. Fees are non-refundable once services have been rendered, though you may cancel at any time with 30 days' notice.

9. Disclaimer of Warranties

THE SITE AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Finance Native Hub DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Finance Native Hub AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING FROM YOUR USE OF THE SITE OR SERVICES. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT OF FEES YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless Finance Native Hub and its personnel from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the site, breach of these Terms, or violation of any law or third-party right.

12. Termination

We reserve the right to suspend or terminate your access to the site at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

13. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Nebraska, without regard to its conflict-of-law provisions. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Lincoln County, Nebraska.

14. Arbitration

Any dispute arising out of or relating to these Terms or your use of the site shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, except that either party may seek injunctive relief in a court of competent jurisdiction.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any signed advisory agreement, constitute the entire agreement between you and Finance Native Hub regarding the subject matter herein, superseding all prior agreements.

17. Changes to These Terms

We reserve the right to modify these Terms at any time. Updated versions will be posted on this page with a new "Last updated" date. Continued use of the site after changes constitutes acceptance of the modified Terms.

18. Contact Us

Questions about these Terms? Reach out: